Comparison websites are usually the first stop when hunting for cheaper car insurance, and for good reason. But many drivers leave money on the table by using them in a hurry. This guide explains how to get the most accurate and competitive results.
Be accurate, not optimistic
It can be tempting to round your mileage down or tidy up your job title to lower the quote, but inaccurate details can invalidate your policy when you need it most. Give honest figures for your annual mileage, your occupation and where the car is kept overnight. Accuracy protects you and still finds genuine savings.
Compare more than the price
The cheapest result is not always the best deal. Check the excess, the level of cover and any add-ons that are bundled in. A policy that looks twenty pounds cheaper may carry a far higher excess that wipes out the saving after a single claim.
Use more than one site
No single comparison service lists every insurer. Running your details through two or three different sites, and checking a couple of large insurers that often stay off comparison platforms, gives you a fuller picture of the market.
Time it well
Quotes are generally cheapest when requested around three weeks before your renewal date rather than on the day itself. Set a reminder, do your comparison early, and you will hand yourself the strongest possible position to negotiate or switch.